Islamic Credit Risk Analysis: Case Of Sudanese Banking Sector (2006-2014)
[Full Text]
AUTHOR(S)
Mohammed A. SirElkhatim, Naomie Salim
KEYWORDS
Credit Analysis, Classification, Islamic Credit, Finance Mode
ABSTRACT
Islamic banking system has been expanding so quickly over the past few years. Moreover, it has been developing significantly around the non-Muslim territories including Middle Eastern countries, Southeast Asian countries, and European countries and even in North American countries. The existing of Islamic banks is to attract the customers who seek to avoid interest. The prediction of corporate bankruptcies is an Important and widely studied topic since it can have significant impact on bank lending decisions and profitability, the ultimate purpose of credit risk management is to ensure that credit fund is of safety, profitability and fluidity. At present, it is extremely important of commercial banks to set up an early bank risk warning system.
REFERENCES
[1]. Usmani, M.M.T. and Taqi, U.M.M. (1999) An introduction to Islamic finance. New Delhi: Idara Isha’at-e-Diniyat (P).
[2]. HSSB, H. (2015) Publications. Available at: http://www.hssb.gov.sd (Accessed: 16 January 2017).
[3]. Bolton, C. (2009) ‘Logistic regression and its application in credit scoring’, University of Pretoria,, pp. 38–56.
[4]. http://WWW.CBOS.GOV.SD.
[5]. Ribeiro, B., Silva, C., Chen, N., Vieira, A. and Carvalho das Neves, J. (2012) ‘Enhanced default risk models with SVM+’, Expert Systems with Applications, 39(11), pp. 10140–10152. doi: 10.1016/j.eswa.2012.02.142.
[6]. Memic, D. (2015) ‘Assessing credit default using logistic regression and multiple Discriminant analysis: Empirical evidence from Bosnia and Herzegovina’, Interdisciplinary Description of Complex Systems, 13(1), pp. 128–153. doi: 10.7906/indecs.13.1.13.
[7]. Zavgren, C.V., Dugan, M.T. and Reeve, J.M. (1988) ‘The association between probabilities of bankruptcy and market responses?A test of market anticipation’, Journal of Business Finance and Accounting, 15(1), pp. 27–45. doi: 10.1111/j.1468-5957.1988.tb00118.x.
|